Website Notice

Licensing & Disclosures

Mortgage products and services are offered subject to borrower qualification, property review, underwriting, and applicable state and federal requirements. This page outlines the general disclosures visitors should understand when using the site or discussing financing options with our team.

General lending disclosures

All mortgage products are subject to credit approval, property review, underwriting requirements, and applicable program guidelines. Not every borrower will qualify, and not every property will fit every program described on this website.

Rates, terms, fees, and program availability may change without notice. Any examples on the site are for general educational purposes and are not a guarantee of approval, pricing, or loan structure.

What borrowers should keep in mind

The lending process involves both borrower qualification and property qualification. Manufactured-home transactions may also require additional title, foundation, installation, or county-recording review before a final recommendation can be confirmed.

Important conditions

Occupancy, credit profile, income, assets, and documentation affect eligibility.
Appraisal results and property condition can affect approval or terms.
State and federal disclosures will be provided as required during the application process.

Website discussion of services

Programs are described in general terms for convenience.
Availability may vary by property type, location, and investor or lender participation.
Borrowers should request a file-specific review before relying on any generalized summary.

Need clarification about this notice?

If you have questions about this policy, notice, or your interaction with the website, please contact Sellens Lending. We will point you to the right next step or the right person to continue the conversation.